The FX desk said your rate was 910.
But by the time the transfer clears, it's dropped to 880.

That slippage may seem small—but when you’re paying suppliers or funding expansion, it adds up fast.

Let’s break down how FX delays slow African business growth—and how Niobi helps you lock in value and move faster.

1. When Money Moves Slow, Growth Slows Too

Every time your payment gets stuck in the FX queue, something else gets stuck too:

• A vendor shipment

• A payroll run

• Your expansion timeline

When money doesn’t move fast, neither does your business.

And if you’re waiting days for a transfer to clear, you’re not operating—you’re surviving.

2. FX Slippage Quietly Eats Your Margins

Here’s how it usually plays out:

• You approve a payment at ₦920/$

• It clears at ₦895/$

• Multiply that by 50 transactions a month, and you’ve lost more than you think

It’s not just a bad rate. It’s value slipping away silently while you wait.

 3. You Can’t Plan What You Can’t Predict

Finance leaders need control. But with most traditional systems:

• You don’t know when the transfer will clear

• You don’t know what FX rate will hold

• You can’t give your team a clear answer

Uncertainty is expensive. Especially in cross-border finance.

 4. The Fix: Move Faster, See More, Control Better

Niobi was built to take the chaos out of FX:

• Faster Settlements: Fewer hops, fewer delays.

• Transparent FX Rates: Know what you’re getting before you send.

• Unified View: Track your transfers, rates, and vendors all in one dashboard.

• Built for Africa: Local rails, local context, global reliability.

Ready to Keep More of What You Earn?

Book a demo and see how Niobi frees your team from tension.